It’s the most wonderful time of the year

It’s the most wonderful time of the year

For as far back as I can remember, I have loved Christmas.  The smell of fresh paint and varnish signaling the beginning of the season.  Oh, the bustling at the markets, the smell of apples (red delicious) lingering in the air – all in anticipation of the...
The Joy of Spending Local

The Joy of Spending Local

By Cody Hawes, Owner & Operator of The Milk Maid Fine Cheese and Gourmet Food Owen Sound, ON We live in the era of online shopping and the dissolution of malls, and yet my small downtown business is thriving. When I share that I own a specialty cheese shop...
Good is the Enemy to Great …Jim Collins, Good to Great

Good is the Enemy to Great …Jim Collins, Good to Great

You have heard it before, and you will probably continue to hear it for some time to come, these are unprecedented times we are living through. For the first time we are experiencing a health crisis, stock market crash and global lockdown all at the same time.  So,...
Reflections

Reflections

As I sit here in my home office pondering the past 5 weeks (oh how time flies), I realize that there is a calmness engulfing me. I have not felt fear or stress, anxiety nor boredom as I have heard expressed by both the young and young at heart, and those in between....
RRSP Deadline March 2, 2020

RRSP Deadline March 2, 2020

Is there really a deadline for RRSP contributions?  What is all the hype about? The short answer is yes, and the long answer is maybe!  But before I go into what I mean by ‘yes’ and ‘maybe’, lets review what an RRSP is. RRSP is short for Registered Retirement Savings...
New Year! New Me!

New Year! New Me!

What do we mean when we say “Happy New Year” to someone?  Are these just words we repeat at the beginning of a new year, or do we sincerely mean “Best Wishes” to all irrespective of our own fortunes?   Besides wishing others a happy new year, we get to say to...